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O chelneriță din Miami a pretins un venit de 180.000 de dolari pe lună pentru a finanța o Corvette C8, un Mercedes S560 și altele

27 Apr 2026
3 minute min
Andrei Miroslavescu

Într-o perioadă de doar opt zile, Dunia Sierra, din Florida, a condus acasă 10 dintre cele mai neașteptate mașini recent achiziționate și finanțate. Conform jalopnik.com, Sierra a fost arestată pe 9 aprilie și acum se confruntă cu mai multe acuzații grave, inclusiv fraudă organizată și furt de vehicule.

👉 Modul în care Dunia Sierra a folosit informații false pentru a obține finanțare

Dunia Sierra nu a acționat singură, ci a colaborat cu manageri financiari ai dealerilor, intermediari de vehicule și alți „cumpărători fasciși”, așa cum era și ea. Planul era să cumpere rapid mai multe mașini folosind informații false, înainte ca achizițiile să apară pe scorul de credit. Sierra a mințit pe formularele de împrumut, afirmând că deține restaurantul la care lucra ca chelneriță și că câștigă 180.000 de dolari pe lună.

👉 Creșterea fraudelor cu credite auto în Florida și detalii despre arestarea ei

Asemenea scheme de tip "credit bust-out" devin din ce în ce mai populare în Florida. În acest caz, cumpărătoarea, Sierra, folosește creditul propriu pentru a finanța vehiculele, în colaborare cu manageri financiari dubioși care aprobă informațiile false. De obicei, mașinile au multe opțiuni adăugate, ceea ce permite managerilor financiari să obțină câștiguri din fiecare achiziție. După ce cumpără mașinile, aceștia le vând, de obicei, pe piața neagră, adesea expediindu-le în străinătate.

Un raport NBC Miami din anul trecut arăta că Florida devenea epicentrul pentru astfel de crime. De obicei, cumpărătorii fug din țară după achiziții, dar Sierra nu a reușit să scape suficient de repede, fiind arestată și având o cauțiune de 26.000 de dolari. Mașinile pe care le-ar fi achiziționat sau furat includ Corvette, Toyota, dar și un BMW i8 din 2019, un Hyundai Palisade Calligraphy din 2024, un Kia Telluride din 2024, un Mazda CX-9 din 2022 și trei motociclete Harley.

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